Is your house in foreclosure? A Chapter 13 Plan of Reorganization will prevent home foreclosure and give you breathing room, for a affordable initial fee and achievable monthly agreed payments. It will definitely allow you to assess your financial situation with the help of an professional Bankruptcy attorney. Your bankruptcy lawyer will aid you in planning a chapter 13 plan that will offer you time to catch up on the missed home mortgage payments, reduce auto loan payments, eliminate interest and sometimes even principal payment on credit cards.
Are you over your head in credit cards, medical monthly bills, judgments or garnishments? A Chapter 7 Bankruptcy can give you a fresh start. Regardless of whether you have gone through a divorce, career loss, lost a loved one or provider, pay rate or overtime cut, or simply overspent, you might just be eligible for relief in chapter 7. We will help you remove charge card and other debt. Most chapter 7 bankruptcy filers with consumer debt keep their homes, automobiles, furnishings and personal effects. The cost may be as low as a few monthly payments you are already making.
Do you wish to get out of debt? Do you need to end garnishments or foreclosures? Do you want to fix your credit and get a fresh start? Do you want to stop the harassing phone calls? We can address your concerns. A fresh start can alleviate a person overcome by debts accumulated due to loss of work, unpaid taxes, medical expense, death of a loved one or other casualty or loss. Creditor harassment, garnishment, repossession and in a lot of cases foreclosure can be stopped. Most debts may be either discharged or a payment plan may be created depending on the specific case.